A better way to manage employee healthcare costs, and overall wellness.
Since HealthyMe coverage is not health insurance, most HealthyMe plans are paired with a catastrophic insurance plan to mitigate the risk of hospitalization and unforeseen expensive procedures.
Direct Primary Care Under direct primary care (DPC), for a fixed monthly charge (paid by the patient or an employer), a patient-member has unrestricted access to a single primary care physician and his or her medical team, and to a defined suite of wellness and primary care services. The member generally can obtain same or next-day appointments and has 24-hour access to his or her doctor via phone, email, and texts. DPC essentially serves as both primary care and urgent care for the member. Under this model, there is no charge for normal office visits and preventive care, and fees are either waived or significantly reduced for many other types of care, including lab and specialist services. Advocates of DPC point out that the model can and should change the nature of traditional health insurance, putting it more in line with auto or home insurance. They suggest that just as changing the oil in a car or replacing a broken screen door on a house are not insured events, the same should be true for basic primary care services such as a flu shot or stitches for a minor cut. DPC does not replace insurance. It is typically paired with catastrophic health coverage, so that patients are financially protected for critical care (such as hospitalization and specialist services) not included in a DPC arrangement. For more information see the John Locke Foundation policy Report- By Katherine Restrepo (John Locke Foundation
Finally, businesses are starting to report double-digit savings when they convert to DPC for their workforce. Qliance, Nextera Healthcare, and Iora Health are among those that have published cost-savings data. Recently, Nextera Healthcare helped employer DigitalGlobe in Colorado achieve a 25 percent reduction in its health care spending(nexterahealthcare.com). The message to our nation could not be clearer: Stop spending more on health care. Convert to DPC and save.